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Car Insurannce

caudio51

BoM Nov '05; Mar '06
Rating - 96%
32   1   0
Joined
Mar 24, 2005
Messages
19,935
Location
Jersey
Who do you use? Care to share your premium?

I have very good coverage and pay $1,900 a year for my 99 Maxima. I use New Jersey Manufacturers which is a private company to get into.
 

derek

An OG with low post count
Rating - 100%
2   0   0
Joined
Dec 9, 2004
Messages
1,705
Location
CT
I use EMC and pay 700 a year for my 01 Explorer Sport. That also includes an umbrella for my home owners or how ever taht works.
 

caudio51

BoM Nov '05; Mar '06
Rating - 96%
32   1   0
Joined
Mar 24, 2005
Messages
19,935
Location
Jersey
Oh, and if you wonder why mine is so high, I'm 24 and live in Jersey. Nuff said.
 

tripp

MASTER SHAKE
Rating - 100%
61   0   0
Joined
Dec 14, 2004
Messages
3,705
Location
On Lake Cumberland Kentucky
Damn..mine is that much for 2 cars and my homeowners and I bitch every month about it.
My two kid's (21 and 24) cars are what I insure. Just older cars (88 Nissan 300zx and a 93 Olds) Homeowner's is 130,000 on the house plus 60,000 (I think) on contents.

i must be getting a good deal or just old......:rofl:
 

Wasch_24

2005 BoY
Rating - 100%
196   0   0
Joined
Dec 12, 2004
Messages
21,508
Location
Springfield, VA
We pay $2700 through USAA for two 2004 cars and full coverage.

It went up about $400 last year when I had two "incidents". "innocent:
 

Kingston

Surly
Rating - 100%
32   0   0
Joined
Dec 25, 2004
Messages
1,022
Location
Paradise City, USA
My car is not worth enough to get comprehensive/collision
My liability is for up to 500,000 per accident. It cost $20 extra a year over the 50,000 option. I have 21st (used to have progessive until they refused to price match) for $400 a year. No accidents/tickets.
 

jcgoldner

Jan '06 BoM
Rating - 100%
63   0   0
Joined
Aug 11, 2005
Messages
1,971
Location
Philly
Here in Philly we have some of the highest insurance rates in the country, right up there with NJ. I'm paying about $3600 for 4 cars. Full coverage on two '05's and one of the kids cars, no collision on the other.
 

icehog3

Outlaw Hockey Biker
Rating - 97.9%
55   1   0
Joined
Sep 6, 2005
Messages
39,207
Location
Chicagoland
I have State Farm, and pay just over $1300 a year to insure an '01 Isuzu Trooper and a '99 Harley Wide Glide. Live in the Chicago burbs.
 
Rating - 100%
234   0   0
Joined
Jan 9, 2006
Messages
9,446
Location
Mid-Atlantic
Damn, not trying to rub in, but boy do I feel good now.

Been with Erie Insurance fm PA for many years now. Also have them for home and term life insurances. For a 2003 Mazda MPV minivan and a 2005 Nissan Sentra, both under bank liens, both with max coverage 300m/500m. Rates just dropped to $1191 per year. I am 38 and wife is 40 living in a low crime county in Maryland. Oh, both us clean record with no points.
 

David

<b>Co-founder</b>
Staff member
Rating - 100%
135   0   0
Joined
Dec 6, 2004
Messages
8,317
Location
Virginia
Horace Mann...which deals with insuring teachers. I pay $400 a year for full coverage on my 2001 Tacoma. Deductibles are 250/500.
 

caudio51

BoM Nov '05; Mar '06
Rating - 96%
32   1   0
Joined
Mar 24, 2005
Messages
19,935
Location
Jersey
DWavs said:
Horace Mann...which deals with insuring teachers. I pay $400 a year for full coverage on my 2001 Tacoma. Deductibles are 250/500.
Wow

Damn Jersey drivers! :cursing:
 

CWS

<b>Lead Moderator</b>
Staff member
Rating - 100%
227   0   0
Joined
Feb 8, 2006
Messages
17,527
Location
West coast
DWavs said:
Horace Mann...which deals with insuring teachers. I pay $400 a year for full coverage on my 2001 Tacoma. Deductibles are 250/500.
I used to use Horace Mann in Michigan. Great firm and great reates. Now Mercury...$2400 MBZ 430CLK, MBZ 560 SL, 98 NAvigator, 98 Caddy, 90 Conversion Van. CW"s used car lot
 
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