If you're still looking at options, I sometimes use a 5.11 shirt (under shirt) that has integrated holsters under each arm. I have been carrying around many of family members and no one is able to tell I am concealing a pistol (kel-tec pf9). If you have to go through your belt to get your weapon, lifting till you're shirt might be a bit easier.
I do agree though regarding your opinion on IWB holsters, they're really tough to conceal with a tucked in shirt
I do agree though regarding your opinion on IWB holsters, they're really tough to conceal with a tucked in shirt