Bill Pay??

[CWS]

What annoys me is people that don't cash checks right away

Its called float Tom. Its a good thing.

 

[caudio51]

Only if you earn interest on your checking account.

And I mean for weeks, not the time the bank owns the cash.

 

[Kingston]

If I write a check, I consider that money spent.
If it spends an extra month at 5.3% APY, then all the better.

 

[caudio51]

That's a nice savings account at 5.3

Who offers that?

 

[Kingston]

GMAC Bank.
It's a savings account with check writing privs. The only check I write is for rent, but it's a nice perk.

 

[BradMc]

I been using billpay for about three (3) Years (Luv It)...............

 

[oneaday]

I've been paying on line for quite a few years now, through the bank with no charge, the latest Quicken update free every year and if one of the creditors doesn't take elec. payments they write a check and send it. I backup all data to a different secure server. The few times I've had minor problems the bank corrects it and sends a letter to the creditor.
EZ Breezy

 

[BradMc]

if one of the creditors doesn't take elec. payments they write a check and send it.

My bank does this also, I think I have all my acct. on billpay now ........

 

[cvm4]

Hooray for not a lot of bills yet!

 

[Boppa-Wasch]

Pay all on line.....Not home long enough lately to check the mail. Electronic notification is great.

 

[JRL]

All my bills get paid online. Kinda scary i never see actual money anymore. Direct deposit, debit cards, online bill pay. Do I really have money?

 

[tuffy]

I have been using billpay through my credit union and automatic deduction for utilities since before I got married (7+ years ago). I have a checking account, but haven't had a checkbook for over a year, that's why I have asked some brothers to accept online credit card payments (I won't mention any companies) for cigars they are selling, because I really don't have any checks and don't have a desire to go get any.

My paychecks are direct deposited into my checking account. My credit union automatically deducts a set amount of money each payday into my savings and some into each of my daughters savings account. Then all my bills automatically come out either via billpay or auto deduction in time for their due dates. It's nice not having to worry about paying bills. I know I have them, but they are always taken care of. I log into my checking account a couple times a month to make sure things are paid and to check on my account balance, but this way, it's one less thing to worry about. I haven't mailed a bill out for more years than I can remember.

I just recently pulled my free credit report through all three agencies. I have never had a late payment on anything, so I know the bill pay system works well, and has for over 7 years.

I agree though that you should really watch everything the first month just to make sure it goes smoothly.