Credit card fraud
- Thread starter tedski
- Start date
I use my debit card and if they seem multiple charges within a certain period or other unusual activity they have an automated system call my house. I got the message one day after ordering 2 boxes of cigars, and then ordering a 3rd box the next day. I called the number back and punched in some info and approved the charges and then they went through.
My recent payment was received so I can use the new card, but all the fraudulent charges are still on my account. I received an Affidavit form from my cc company to dispute the bad charges ... but I'm still waiting on my monthy statement. I then have to highlight the bad charges, fill out the form, have it notarized ($15 charge) and mail it back with my statement. I imagine this process will take another couple of weeks. What a bunch of BS! :tongueout
I think I'm going to shitcan this Citibank card and go back to American Express. The few times I had problems with AmEx charges, they were handled immediately over the phone or via their website.
smokem94
BoM Sept. 05
Amex is the best for these type of problems. No questions asked...one phone call and ANY disputed charge is removed until proven to be valid!
A simple form letter they mail and just ask you to sign saying that you know nothing, did nothing involved with the bogus charge. This happen last year to me for about $750 at a Walmart in VA. I have no idea how this happened or the card was duplicated. It was my main charge card and one I never use online.
A hassle for now, but you will be taken care of and credited soon enough. Best of luck to you Ted.
Oh, never mind. Your credit card is doing different than mine did. Me and wife just signed and returned. The bogus charges were removed before my next statement came in.
Final thought Ted: Make damn sure they report this to the credit bureaus why a new card was issued. My card that got used bogus was 12 years old and the new card now has that nice long good history to stay with it.
Final thought Ted: Make damn sure they report this to the credit bureaus why a new card was issued. My card that got used bogus was 12 years old and the new card now has that nice long good history to stay with it.
Man I feel for all you guys, but at least it was caught sooner than later.
When my brother and I lived together and where in college he had a credit card that he thought he had canceled. When he and his wife went to buy their first house he found out that someone had maxed it out and payments had never been sent in. Apparently when the card he had expired the credit card company sent a new one to the address where we use to live and some asshole decided to treat themselves until the money ran out.
He got it all straightened out but it was a very big hassle with trying to buy their first house.
When my brother and I lived together and where in college he had a credit card that he thought he had canceled. When he and his wife went to buy their first house he found out that someone had maxed it out and payments had never been sent in. Apparently when the card he had expired the credit card company sent a new one to the address where we use to live and some asshole decided to treat themselves until the money ran out.
He got it all straightened out but it was a very big hassle with trying to buy their first house.
Wasch_24
2005 BoY
Wow, that is a lot of hoops to be jumping through.
Seriously, it is. Time to vote with your wallet.