Welcome from Colorado.
I'd go with the Prima 28. There's no reason a noob like you and me need 2 temp zones. The middle separator is going to take up valuable box space in the near future and you'll curse yourself for buying it. Dual zones wont work too well anyway due to the stupid weather we have here.Thanks for the link I might look at this option.
I have found a few thermoelectric wine coolers which aren't to bad on price.
Prima 28 Bottle - $169
Cybercool 32 Bottle - $299 (Model DP32C)
The cybercool has 2 separate sections which can be different temps, can use the bottom for boxes and the top for singles.