No extra cigars for me. This year it's going straight into savings!
We burned through our savings at the end of 2013 on medical bills when the twins were born, then this year we started off with a $1200 repair to our van, then in turn had to replace the dryer, washer, refrigerator, dryer again, another $700 van repair, and then had to full-on replace my car due to a cracked engine. My son also started school, so we have a second tuition bill this year.
It's been an expensive year for us, but by the grace of God (and a lot Craigslist sales) we squeaked by without going into debt! Let's just say I'll feel much better having some savings built back up.